How Medical VLMs Underutilize Their Vision Encoders: A Dermatology Perspective

Medical Vision-Language Models (VLMs) show significant promise for clinical image understanding, offering accurate diagnosis with interpretable reasoning. However, a critical performance gap exists between their strong vision encoders and the full multimodal model: in dermatology, the MedSigLIP encoder outperforms MedGemma by an average of 10.26 percentage points even when both use zero target-task labels; few-shot linear probing provides further evidence of strong visual representations. This gap motivates an investigation of how visual information is used in end-to-end diagnosis and why plausible-sounding predictions can lack grounding in image evidence. Using dermatology as our primary testbed, we systematically investigate three hypotheses for this phenomenon. We further provide a mechanistic analysis of the model's internal attention patterns, showing that a simple describe-then-decide prompting strategy increases vision attention by 30-40% during generation. Task-specific fine-tuning improves dermatology classification but reduces cross-domain medical question-answering performance in our evaluation. To address these challenges, we combine label-free prompting with low-label encoder-assisted reranking while keeping the VLM frozen. We validate the interventions across five VLM backbones in dermatology and provide supporting representation and attention analyses across additional medical modalities.