Efficient PEFT Methods with Adaptive Checkpointing for Vision Models and VLMs on Resource Constrained Consumer-GPUs

Modern pretrained vision models achieve strong accuracy but demand substantial GPU memory for fine-tuning, making edge deployment impractical. This paper compares five parameter-efficient fine-tuning (PEFT) methods (Full FT, LoRA, AdaLoRA, QLoRA, BitFit) on Transformers- (ViT-Small, TinyViT) and Mamba-based vision backbones (Vim-Small, MambaVision-T) under an on-device VRAM budget (e.g., 2 GB), together with three gradient-checkpointing strategies (none, static, and a proposed memory-budget-aware adaptive algorithm); and we evaluate three families of foundation-model baselines: zero-shot contrastive vision language models (OpenCLIP, SigLIP), self-supervised vision backbones with lightweight evaluation protocols (DINOv2), and autoregressive VLMs for prompt-based classification (PaliGemma, MobileVLM, SmolVLM). Experiments on CIFAR-100 and DTD report accuracy, training time, energy, and the NetScore family of multi-objective metrics, which we extend with two deployment-aware variants. QLoRA and BitFit cut energy 20-30% at a 1-2% accuracy cost; the adaptive algorithm reduces peak memory 43-79% with 9-30% energy overhead. DINOv2 surpasses fine-tuned models on CIFAR-100 (0.917 vs. 0.897) at a fraction of the energy, while small autoregressive VLMs remain uncompetitive.