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L2IR: Revealing Latent Intent in Graph Fraud Detection

arXiv 2605.26040 ↗First posted 25 May 2026cs.AIcited by 0

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Abstract (arXiv)

Graph fraud detection has long depended on Graph Neural Networks (GNNs) to propagate and aggregate information across relational data. A critical obstacle in practice, however, is that fraudsters frequently disguise themselves by forging numerous connections with benign users, causing fraud signals to be progressively diluted during neighborhood aggregation and undermining detection reliability. While recent efforts have used Large Language Models (LLMs) to provide rich semantic cues for fraud detection, the underlying intent behind suspicious connections remains insufficiently explored. Compounding this issue, the scarcity of annotated fraud samples makes it difficult to train detectors that remain robust under heavy camouflage. To address these gaps, we propose L2IR, an LLM-driven Latent Intent Revealing framework for graph fraud detection. By uncovering latent intent from both user behaviors and suspicious connections, L2IR extracts intent-aware representations from raw behavioral traces and reasons about the true purpose behind individual connections, effectively distinguishing supportive links from misleading ones. It further incorporates adaptive self-training to enhance robustness under limited supervision. Evaluations on two real-world datasets characterized by pervasive camouflage demonstrate that L2IR surpasses strong baselines and can function as a plug-in enhancement for a range of GNN-based detectors, improving AUPRC by up to 8.27%.

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References · 22

  1. 2024The Llama 3 Herd of Modelscited by 14,192
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  12. 2020A Semi-supervised Graph Attentive Network for Financial Fraud Detectioncited by 150
10 more
  1. 2023Harnessing Explanations: LLM-to-LM Interpreter for Enhanced Text-Attributed Graph Representation Learningcited by 132
  2. 2020AM-GCN: Adaptive Multi-channel Graph Convolutional Networkscited by 121
  3. 2013From Amateurs to Connoisseurs: Modeling the Evolution of User Expertise through Online Reviewscited by 107
  4. 2020Heterogeneous Graph Neural Networks for Malicious Account Detectioncited by 95
  5. 2020Alleviating the Inconsistency Problem of Applying Graph Neural Network to Fraud Detectioncited by 81
  6. 2018GeniePath: Graph Neural Networks with Adaptive Receptive Pathscited by 66
  7. 2024Partitioning Message Passing for Graph Fraud Detectioncited by 21
  8. 2025DGP: A Dual-Granularity Prompting Framework for Fraud Detection with Graph-Enhanced LLMscited by 11
  9. 2025Can LLMs Find Fraudsters? Multi-level LLM Enhanced Graph Fraud Detectioncited by 10
  10. 2025DiffGraph: Heterogeneous Graph Diffusion Modelcited by 6

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