To Remove or Not to Remove Clouds: A Comparative Analysis and Fusion of Raw SAR and Synthetic NDWI for Overcast Water Segmentation

Persistent clouds blind optical satellites during floods. While Synthetic Aperture Radar (SAR) penetrates clouds, its raw data is noisy and lacks clear contrast. To mitigate this, recent studies utilize deep learning models to translate SAR into cloud-free synthetic optical imagery for downstream tasks like water body segmentation. However, because raw SAR is the original source for both of these operations, a critical methodological dilemma arises: during complete overcast should segmentation models process the raw SAR directly, or rely on a translated synthetic Normalized Difference Water Index (NDWI) proxy? This study resolves the debate by demonstrating that synthetic NDWI yields better results, as the translation process acts as a powerful filter against radar noise. This raises a natural second question: what if we utilize both? Building on our findings, we introduce a Combined Framework that integrates both raw SAR and synthetic NDWI into a unified model. By fusing the sharp physical boundaries of raw SAR with the high contrast of synthetic NDWI, this hybrid approach consistently outperforms all standalone methods.