Beyond Backscatter: AlphaEarth Land-Cover Priors for Rapid SAR Flood Segmentation Across Foundation Backbones

Rapid flood mapping is critical for emergency response, yet optical imagery is often unusable during major flooding and single-temporal SAR is ambiguous, since new inundation, permanent water, and other smooth surfaces produce similar backscatter. This study evaluates whether stable land-context priors can improve post-event SAR flood segmentation when a registered, seasonally matched pre-event acquisition is unavailable. Using the CONUS (Continental United States) subset of ImpactMesh-Flood, we compare four backbones spanning distinct pretraining regimes-a from-scratch CNN UNet, an ImageNet-pretrained UNet, the SAR-pretrained TerraMind Vision Transformer, and the optical-satellite-pretrained DINOv3 Vision Transformer-in SAR-only, SAR+DEM, and SAR+AlphaEarth configurations under an identical fusion design, training protocol, and event-stratified split. Models are selected on a validation flood event and evaluated separately on two held-out events, Hurricane Florence and the Louisiana floods, with three-seed reporting for auxiliary configurations. Both auxiliary priors improve over the observed SAR-only baselines across all backbones and test events. AlphaEarth exceeds DEM on the harder Florence event for every backbone and achieves the best Florence IoU, while DEM is competitive on Louisiana and produces the best result there. The seed analysis reveals a trade-off: DEM is more stable across initializations, whereas AlphaEarth offers higher peak performance and higher recall on the harder event. Cross-event differences track flood-class prevalence and similarity to the training distribution, underscoring the need for per-event evaluation. We reframe single-temporal SAR flood segmentation as an alignment between radar observations and stable land-surface priors, where learned and physical context offer complementary pathways to more reliable rapid flood mapping.