mlsanityData to 14 Oct 2026

Integrating Domain Knowledge for Financial QA: A Multi-Retriever RAG Approach with LLMs

arXiv 2512.23848 ↗First posted 29 Dec 2025cs.CL cs.CE cs.LGcited by 0

On the map: Retrieval-augmented generation → Legal and financial RAG

Abstract (arXiv)

This research project addresses the errors of financial numerical reasoning Question Answering (QA) tasks due to the lack of domain knowledge in finance. Despite recent advances in Large Language Models (LLMs), financial numerical questions remain challenging because they require specific domain knowledge in finance and complex multi-step numeric reasoning. We implement a multi-retriever Retrieval Augmented Generators (RAG) system to retrieve both external domain knowledge and internal question contexts, and utilize the latest LLM to tackle these tasks. Through comprehensive ablation experiments and error analysis, we find that domain-specific training with the SecBERT encoder significantly contributes to our best neural symbolic model surpassing the FinQA paper's top model, which serves as our baseline. This suggests the potential superior performance of domain-specific training. Furthermore, our best prompt-based LLM generator achieves the state-of-the-art (SOTA) performance with significant improvement (>7%), yet it is still below the human expert performance. This study highlights the trade-off between hallucinations loss and external knowledge gains in smaller models and few-shot examples. For larger models, the gains from external facts typically outweigh the hallucination loss. Finally, our findings confirm the enhanced numerical reasoning capabilities of the latest LLM, optimized for few-shot learning.

Key facts. No citing papers in the map yet (data through 14 Oct 2026). Placed in Legal and financial RAG, one of 15 directions in Retrieval-augmented generation. Builds on 14 of its 17 references that are in the map. First posted on arXiv 29 Dec 2025.

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14 of 17 references.

References · 14

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  10. 2021FinQA: A Dataset of Numerical Reasoning over Financial Datacited by 562
  11. 2019FinBERT: Financial Sentiment Analysis with Pre-trained Language Modelscited by 385
  12. 2022ConvFinQA: Exploring the Chain of Numerical Reasoning in Conversational Finance Question Answeringcited by 196
2 more
  1. 2024A Survey of Large Language Models in Finance (FinLLMs)cited by 79
  2. 2022FiNER: Financial Numeric Entity Recognition for XBRL Taggingcited by 50

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  1. 2025Evaluating Large Language Models for Financial Reasoning: A CFA-Based Benchmark Study
  2. 2026Fighting Numerical Hallucinations via Data-centric Compilation for Online Financial QA
  3. 2025Program of Thoughts for Financial Reasoning: Leveraging Dynamic In-Context Examples and Generative Retrieval
  4. 2025Enhancing Financial RAG with Agentic AI and Multi-HyDE: A Novel Approach to Knowledge Retrieval and Hallucination Reduction
  5. 2024Enhancing Q&A with Domain-Specific Fine-Tuning and Iterative Reasoning: A Comparative Study
  6. 2025FinDER: Financial Dataset for Question Answering and Evaluating Retrieval-Augmented Generation
  7. 2023Zero-Shot Question Answering over Financial Documents using Large Language Models
  8. 2024Enhancing Financial Question Answering with a Multi-Agent Reflection Framework