# Mint-Agent: Introducing Finance-Native Agentic Foundation Models

arXiv: https://arxiv.org/abs/2608.16386 · HTML: https://mlsanity.com/paper/2608.16386/

## Key facts

- No citing papers in the map yet (data through 14 Oct 2026).
- Placed in Financial trading and forecasting agents, one of 16 directions in LLM agents and tool use.
- Builds on 81 of its 93 references that are in the map.
- First posted on arXiv 17 Aug 2026.

## Placed in

- LLM agents and tool use / [Financial trading and forecasting agents](https://mlsanity.com/agents/financial-trading-and-forecasting-agents/)

## Builds on (most cited first, 30 of 81)

- [DeepSeek-V4: Towards Highly Efficient Million-Token Context Intelligence](https://mlsanity.com/paper/2606.19348/) (2026)
- [BloombergGPT: A Large Language Model for Finance](https://mlsanity.com/paper/2303.17564/) (2023)
- [Group Sequence Policy Optimization](https://mlsanity.com/paper/2507.18071/) (2025)
- [TIES-Merging: Resolving Interference When Merging Models](https://mlsanity.com/paper/2306.01708/) (2023)
- [FinQA: A Dataset of Numerical Reasoning over Financial Data](https://mlsanity.com/paper/2109.00122/) (2021)
- [TAT-QA: A Question Answering Benchmark on a Hybrid of Tabular and Textual Content in Finance](https://mlsanity.com/paper/2105.07624/) (2021)
- [FinanceBench: A New Benchmark for Financial Question Answering](https://mlsanity.com/paper/2311.11944/) (2023)
- [FinGPT: Open-Source Financial Large Language Models](https://mlsanity.com/paper/2306.06031/) (2023)
- [Memory-R1: Enhancing Large Language Model Agents to Manage and Utilize Memories via Reinforcement Learning](https://mlsanity.com/paper/2508.19828/) (2025)
- [PIXIU: A Large Language Model, Instruction Data and Evaluation Benchmark for Finance](https://mlsanity.com/paper/2306.05443/) (2023)
- [ConvFinQA: Exploring the Chain of Numerical Reasoning in Conversational Finance Question Answering](https://mlsanity.com/paper/2210.03849/) (2022)
- [Beyond Ten Turns: Unlocking Long-Horizon Agentic Search with Large-Scale Asynchronous RL](https://mlsanity.com/paper/2508.07976/) (2025)
- [ReSum: Unlocking Long-Horizon Search Intelligence via Context Summarization](https://mlsanity.com/paper/2509.13313/) (2025)
- [Agent Lightning: Train ANY AI Agents with Reinforcement Learning](https://mlsanity.com/paper/2508.03680/) (2025)
- [AgentFold: Long-Horizon Web Agents with Proactive Context Management](https://mlsanity.com/paper/2510.24699/) (2025)
- [Fin-R1: A Large Language Model for Financial Reasoning through Reinforcement Learning](https://mlsanity.com/paper/2503.16252/) (2025)
- [Agentic Memory: Learning Unified Long-Term and Short-Term Memory Management for Large Language Model Agents](https://mlsanity.com/paper/2601.01885/) (2026)
- [MOPD: Multi-Teacher On-Policy Distillation for Capability Integration in LLM Post-Training](https://mlsanity.com/paper/2606.30406/) (2026)
- [DeepAgent: A General Reasoning Agent with Scalable Toolsets](https://mlsanity.com/paper/2510.21618/) (2025)
- [Tongyi DeepResearch Technical Report](https://mlsanity.com/paper/2510.24701/) (2025)
- [Finance Agent Benchmark: Benchmarking LLMs on Real-world Financial Research Tasks](https://mlsanity.com/paper/2508.00828/) (2025)
- [Mem-α: Learning Memory Construction via Reinforcement Learning](https://mlsanity.com/paper/2509.25911/) (2025)
- [Scaling LLM Multi-turn RL with End-to-end Summarization-based Context Management](https://mlsanity.com/paper/2510.06727/) (2025)
- [WebWeaver: Structuring Web-Scale Evidence with Dynamic Outlines for Open-Ended Deep Research](https://mlsanity.com/paper/2509.13312/) (2025)
- [OpenSeeker: Democratizing Frontier Search Agents by Fully Open-Sourcing Training Data](https://mlsanity.com/paper/2603.15594/) (2026)
- [Look Back to Reason Forward: Revisitable Memory for Long-Context LLM Agents](https://mlsanity.com/paper/2509.23040/) (2025)
- [OpenResearcher: A Fully Open Pipeline for Long-Horizon Deep Research Trajectory Synthesis](https://mlsanity.com/paper/2603.20278/) (2026)
- [MUA-RL: Multi-turn User-interacting Agent Reinforcement Learning for agentic tool use](https://mlsanity.com/paper/2508.18669/) (2025)
- [Agent-R1: A Unified and Modular Framework for Agentic Reinforcement Learning](https://mlsanity.com/paper/2511.14460/) (2025)
- [FinSearchComp: Towards a Realistic, Expert-Level Evaluation of Financial Search and Reasoning](https://mlsanity.com/paper/2509.13160/) (2025)

## Abstract (arXiv)

Financial agents must do more than recall domain knowledge: they must be both reliable, executing precise operations over grounded evidence, and executive, sustaining long-horizon research whose conclusions remain auditable. We present Mint-Agent, a family of finance-native agentic models designed around these two scales of financial intelligence. Mint-Agent is built upon three pillars: data, harness, and algorithm. Our data engine constructs clean, specialized tasks for atomic financial capabilities and long-horizon agentic execution from real-world financial sources. MintHarness enables stable interaction with open-ended environments and maintains auditable evidence trails across extended research trajectories. Our training recipe combines SFT, critical-step OPD, and RLVR to develop separate financial reasoning and agentic execution experts, which are then unified through model merging and multi-teacher on-policy distillation into compact, general-purpose financial agents. This pipeline yields two flagship models, Mint-Cu (9B) and Mint-Ag (27B). Across professional financial benchmarks, our models demonstrate two defining strengths: (1) Reliability: Mint-Ag achieves 98.33% on RFC-Bench, surpassing GPT-5.6-Sol and Claude-Opus-4.8 by 3.66 and 3.00 points; and (2) Executability: Mint-Cu reaches 69.86% on FinSearchComp T2, outperforming Agents-A1-35B and Nex-N2-mini by 22.83 and 12.78 points, while Mint-Ag achieves 76.00% and 60.49% on FinanceAgentBench v1.1 and v2, respectively. These results establish a path toward trustworthy financial intelligence in which domain expertise, long-horizon execution, and auditable evidence are jointly engineered as a unified foundation for frontier agentic models.
