# When Tables Go Crazy: Evaluating Multimodal Models on French Financial Documents

arXiv: https://arxiv.org/abs/2602.10384 · HTML: https://mlsanity.com/paper/2602.10384/

## Key facts

- No citing papers in the map yet (data through 14 Oct 2026).
- Placed in Chart understanding and anomaly detection, one of 16 directions in Multimodal LLMs / vision-language models.
- Builds on 14 of its 31 references that are in the map.
- First posted on arXiv 11 Feb 2026.

## Placed in

- Multimodal LLMs / vision-language models / [Chart understanding and anomaly detection](https://mlsanity.com/mllm/chart-understanding-and-anomaly-detection/)

## Builds on (most cited first, 14 of 14)

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- [Judging LLM-as-a-Judge with MT-Bench and Chatbot Arena](https://mlsanity.com/paper/2306.05685/) (2023)
- [SQuAD: 100,000+ Questions for Machine Comprehension of Text](https://mlsanity.com/paper/1606.05250/) (2016)
- [CrowS-Pairs: A Challenge Dataset for Measuring Social Biases in Masked Language Models](https://mlsanity.com/paper/2010.00133/) (2020)
- [FinQA: A Dataset of Numerical Reasoning over Financial Data](https://mlsanity.com/paper/2109.00122/) (2021)
- [TAT-QA: A Question Answering Benchmark on a Hybrid of Tabular and Textual Content in Finance](https://mlsanity.com/paper/2105.07624/) (2021)
- [ConvFinQA: Exploring the Chain of Numerical Reasoning in Conversational Finance Question Answering](https://mlsanity.com/paper/2210.03849/) (2022)
- [MKQA: A Linguistically Diverse Benchmark for Multilingual Open Domain Question Answering](https://mlsanity.com/paper/2007.15207/) (2020)
- [Molmo2: Open Weights and Data for Vision-Language Models with Video Understanding and Grounding](https://mlsanity.com/paper/2601.10611/) (2026)
- [FQuAD: French Question Answering Dataset](https://mlsanity.com/paper/2002.06071/) (2020)
- [PACIFIC: Towards Proactive Conversational Question Answering over Tabular and Textual Data in Finance](https://mlsanity.com/paper/2210.08817/) (2022)
- [Beyond the Surface: Measuring Self-Preference in LLM Judgments](https://mlsanity.com/paper/2506.02592/) (2025)
- [FrenchMedMCQA: A French Multiple-Choice Question Answering Dataset for Medical domain](https://mlsanity.com/paper/2304.04280/) (2023)
- [Project PIAF: Building a Native French Question-Answering Dataset](https://mlsanity.com/paper/2007.00968/) (2020)

## Abstract (arXiv)

Vision-language models (VLMs) perform well on many document understanding tasks, yet their reliability in specialized, non-English domains remains underexplored. This gap is especially critical in finance, where documents mix dense regulatory text, numerical tables, and visual charts, and where extraction errors can have real-world consequences. We introduce Scribe Finance, the first multimodal benchmark for evaluating French financial document understanding. The dataset contains 1,204 expert-validated questions spanning text extraction, table comprehension, chart interpretation, and multi-turn conversational reasoning, drawn from real investment prospectuses, KIDs, and PRIIPs. We evaluate six open-weight VLMs (8B-124B parameters) using an LLM-as-judge protocol. While models achieve strong performance on text and table tasks (85-90% accuracy), they struggle with chart interpretation (34-62%). Most notably, multi-turn dialogue reveals a sharp failure mode: early mistakes propagate across turns, driving accuracy down to roughly 50% regardless of model size. These results show that current VLMs are effective for well-defined extraction tasks but remain brittle in interactive, multi-step financial analysis. Scribe Finance offers a challenging benchmark to measure and drive progress in this high-stakes setting.