# HERS: Hidden-Pattern Expert Learning for Risk-Specific Vehicle Damage Adaptation in Diffusion Models

arXiv: https://arxiv.org/abs/2601.21517 · HTML: https://mlsanity.com/paper/2601.21517/

## Key facts

- No citing papers in the map yet (data through 14 Oct 2026).
- Placed in Robustness, privacy and adversarial aspects, one of 14 directions in Diffusion models.
- Builds on 38 of its 68 references that are in the map.
- First posted on arXiv 29 Jan 2026.

## Placed in

- Diffusion models / [Robustness, privacy and adversarial aspects](https://mlsanity.com/diffusion/robustness-privacy-and-adversarial-aspects/)

## Builds on (most cited first, 30 of 38)

- [Learning Transferable Visual Models From Natural Language Supervision](https://mlsanity.com/paper/2103.00020/) (2021)
- [Denoising Diffusion Probabilistic Models](https://mlsanity.com/paper/2006.11239/) (2020)
- [PyTorch: An Imperative Style, High-Performance Deep Learning Library](https://mlsanity.com/paper/1912.01703/) (2019)
- [High-Resolution Image Synthesis with Latent Diffusion Models](https://mlsanity.com/paper/2112.10752/) (2021)
- [LoRA: Low-Rank Adaptation of Large Language Models](https://mlsanity.com/paper/2106.09685/) (2021)
- [Direct Preference Optimization: Your Language Model is Secretly a Reward Model](https://mlsanity.com/paper/2305.18290/) (2023)
- [Deep Unsupervised Learning using Nonequilibrium Thermodynamics](https://mlsanity.com/paper/1503.03585/) (2015)
- [Photorealistic Text-to-Image Diffusion Models with Deep Language Understanding](https://mlsanity.com/paper/2205.11487/) (2022)
- [SDXL: Improving Latent Diffusion Models for High-Resolution Image Synthesis](https://mlsanity.com/paper/2307.01952/) (2023)
- [Zero-Shot Text-to-Image Generation](https://mlsanity.com/paper/2102.12092/) (2021)
- [HuggingFace's Transformers: State-of-the-art Natural Language Processing](https://mlsanity.com/paper/1910.03771/) (2019)
- [Scaling Autoregressive Models for Content-Rich Text-to-Image Generation](https://mlsanity.com/paper/2206.10789/) (2022)
- [ImageReward: Learning and Evaluating Human Preferences for Text-to-Image Generation](https://mlsanity.com/paper/2304.05977/) (2023)
- [Pick-a-Pic: An Open Dataset of User Preferences for Text-to-Image Generation](https://mlsanity.com/paper/2305.01569/) (2023)
- [Diffusion Model Alignment Using Direct Preference Optimization](https://mlsanity.com/paper/2311.12908/) (2023)
- [GLIGEN: Open-Set Grounded Text-to-Image Generation](https://mlsanity.com/paper/2301.07093/) (2023)
- [Vector Quantized Diffusion Model for Text-to-Image Synthesis](https://mlsanity.com/paper/2111.14822/) (2021)
- [RAFT: Reward rAnked FineTuning for Generative Foundation Model Alignment](https://mlsanity.com/paper/2304.06767/) (2023)
- [Muse: Text-To-Image Generation via Masked Generative Transformers](https://mlsanity.com/paper/2301.00704/) (2023)
- [Scaling up GANs for Text-to-Image Synthesis](https://mlsanity.com/paper/2303.05511/) (2023)
- [DPOK: Reinforcement Learning for Fine-tuning Text-to-Image Diffusion Models](https://mlsanity.com/paper/2305.16381/) (2023)
- [Directly Fine-Tuning Diffusion Models on Differentiable Rewards](https://mlsanity.com/paper/2309.17400/) (2023)
- [Aligning Text-to-Image Models using Human Feedback](https://mlsanity.com/paper/2302.12192/) (2023)
- [Synthetic Data from Diffusion Models Improves ImageNet Classification](https://mlsanity.com/paper/2304.08466/) (2023)
- [Human Preference Score: Better Aligning Text-to-Image Models with Human Preference](https://mlsanity.com/paper/2303.14420/) (2023)
- [BoxDiff: Text-to-Image Synthesis with Training-Free Box-Constrained Diffusion](https://mlsanity.com/paper/2307.10816/) (2023)
- [Emu: Enhancing Image Generation Models Using Photogenic Needles in a Haystack](https://mlsanity.com/paper/2309.15807/) (2023)
- [Versatile Diffusion: Text, Images and Variations All in One Diffusion Model](https://mlsanity.com/paper/2211.08332/) (2022)
- [ZipLoRA: Any Subject in Any Style by Effectively Merging LoRAs](https://mlsanity.com/paper/2311.13600/) (2023)
- [StableRep: Synthetic Images from Text-to-Image Models Make Strong Visual Representation Learners](https://mlsanity.com/paper/2306.00984/) (2023)

## Abstract (arXiv)

Recent advances in text-to-image (T2I) diffusion models have enabled increasingly realistic synthesis of vehicle damage, raising concerns about their reliability in automated insurance workflows. The ability to generate crash-like imagery challenges the boundary between authentic and synthetic data, introducing new risks of misuse in fraud or claim manipulation. To address these issues, we propose HERS (Hidden-Pattern Expert Learning for Risk-Specific Damage Adaptation), a framework designed to improve fidelity, controllability, and domain alignment of diffusion-generated damage images. HERS fine-tunes a base diffusion model via domain-specific expert adaptation without requiring manual annotation. Using self-supervised image-text pairs automatically generated by a large language model and T2I pipeline, HERS models each damage category, such as dents, scratches, broken lights, or cracked paint, as a separate expert. These experts are later integrated into a unified multi-damage model that balances specialization with generalization. We evaluate HERS across four diffusion backbones and observe consistent improvements: plus 5.5 percent in text faithfulness and plus 2.3 percent in human preference ratings compared to baselines. Beyond image fidelity, we discuss implications for fraud detection, auditability, and safe deployment of generative models in high-stakes domains. Our findings highlight both the opportunities and risks of domain-specific diffusion, underscoring the importance of trustworthy generation in safety-critical applications such as auto insurance.