# Retrieval Augmented Generation (RAG) for Fintech: Agentic Design and Evaluation

arXiv: https://arxiv.org/abs/2510.25518 · HTML: https://mlsanity.com/paper/2510.25518/

## Key facts

- Cited by 3 papers in the map (data through 14 Oct 2026).
- Placed in Agentic RAG, agents and memory, one of 15 directions in Retrieval-augmented generation.
- Builds on 5 of its 26 references that are in the map.
- First posted on arXiv 29 Oct 2025.

## Placed in

- Retrieval-augmented generation / [Agentic RAG, agents and memory](https://mlsanity.com/rag/agentic-rag-agents-and-memory/)
- LLM agents and tool use / [Web, search, and research agents](https://mlsanity.com/agents/web-search-and-research-agents/)

## Builds on (most cited first, 5 of 5)

- [G-Eval: NLG Evaluation using GPT-4 with Better Human Alignment](https://mlsanity.com/paper/2303.16634/) (2023)
- [Benchmarking Large Language Models in Retrieval-Augmented Generation](https://mlsanity.com/paper/2309.01431/) (2023)
- [Agentic Retrieval-Augmented Generation: A Survey on Agentic RAG](https://mlsanity.com/paper/2501.09136/) (2025)
- [MA-RAG: Multi-Agent Retrieval-Augmented Generation via Collaborative Chain-of-Thought Reasoning](https://mlsanity.com/paper/2505.20096/) (2025)
- [Domain-Specific Retrieval-Augmented Generation Using Vector Stores, Knowledge Graphs, and Tensor Factorization](https://mlsanity.com/paper/2410.02721/) (2024)

## Built on by (most cited first, 3 of 3)

- [Agentic Trading: When LLM Agents Meet Financial Markets](https://mlsanity.com/paper/2605.19337/) (2026)
- [GraFine: Retrieval-Time Refinement for Efficient Graph RAG over Corpus Graphs](https://mlsanity.com/paper/2601.18579/) (2026)
- [CoverSynth: Coverage-Guided Generation of Retrieval Evaluation Sets](https://mlsanity.com/paper/2610.15409/) (2026)

## Abstract (arXiv)

Retrieval-Augmented Generation (RAG) systems often face limitations in specialized domains such as fintech, where domain-specific ontologies, dense terminology, and acronyms complicate effective retrieval and synthesis. This paper introduces an agentic RAG architecture designed to address these challenges through a modular pipeline of specialized agents. The proposed system supports intelligent query reformulation, iterative sub-query decomposition guided by keyphrase extraction, contextual acronym resolution, and cross-encoder-based context re-ranking. We evaluate our approach against a standard RAG baseline using a curated dataset of 85 question--answer--reference triples derived from an enterprise fintech knowledge base. Experimental results demonstrate that the agentic RAG system outperforms the baseline in retrieval precision and relevance, albeit with increased latency. These findings suggest that structured, multi-agent methodologies offer a promising direction for enhancing retrieval robustness in complex, domain-specific settings.