# Agentic AI for Financial Crime Compliance

arXiv: https://arxiv.org/abs/2509.13137 · HTML: https://mlsanity.com/paper/2509.13137/

## Key facts

- Cited by 1 papers in the map (data through 14 Oct 2026).
- Placed in Financial trading and forecasting agents, one of 16 directions in LLM agents and tool use.
- Builds on 6 of its 36 references that are in the map.
- First posted on arXiv 16 Sep 2025.

## Placed in

- LLM agents and tool use / [Financial trading and forecasting agents](https://mlsanity.com/agents/financial-trading-and-forecasting-agents/)

## Builds on (most cited first, 6 of 6)

- [From Anecdotal Evidence to Quantitative Evaluation Methods: A Systematic Review on Evaluating Explainable AI](https://mlsanity.com/paper/2201.08164/) (2022)
- [AI Agents vs. Agentic AI: A Conceptual Taxonomy, Applications and Challenges](https://mlsanity.com/paper/2505.10468/) (2025)
- [Agentic AI Systems Applied to tasks in Financial Services: Modeling and model risk management crews](https://mlsanity.com/paper/2502.05439/) (2025)
- [NFT Wash Trading: Quantifying suspicious behaviour in NFT markets](https://mlsanity.com/paper/2202.03866/) (2022)
- [Unveiling Wash Trading in Popular NFT Markets](https://mlsanity.com/paper/2403.10361/) (2024)
- [Machine Learning in Transaction Monitoring: The Prospect of xAI](https://mlsanity.com/paper/2210.07648/) (2022)

## Built on by (most cited first, 1 of 1)

- [LLM Agents in Law: Taxonomy, Applications, and Challenges](https://mlsanity.com/paper/2601.06216/) (2026)

## Abstract (arXiv)

The cost and complexity of financial crime compliance (FCC) continue to rise, often without measurable improvements in effectiveness. While AI offers potential, most solutions remain opaque and poorly aligned with regulatory expectations. This paper presents the design and deployment of an agentic AI system for FCC in digitally native financial platforms. Developed through an Action Design Research (ADR) process with a fintech firm and regulatory stakeholders, the system automates onboarding, monitoring, investigation, and reporting, emphasizing explainability, traceability, and compliance-by-design. Using artifact-centric modeling, it assigns clearly bounded roles to autonomous agents and enables task-specific model routing and audit logging. The contribution includes a reference architecture, a real-world prototype, and insights into how Agentic AI can reconfigure FCC workflows under regulatory constraints. Our findings extend IS literature on AI-enabled compliance by demonstrating how automation, when embedded within accountable governance structures, can support transparency and institutional trust in high-stakes, regulated environments.