# Agentar-Fin-R1: Enhancing Financial Intelligence through Domain Expertise, Training Efficiency, and Advanced Reasoning

arXiv: https://arxiv.org/abs/2507.16802 · HTML: https://mlsanity.com/paper/2507.16802/

## Key facts

- Cited by 6 papers in the map (data through 14 Oct 2026).
- Placed in Reasoning for agents, planning and code, one of 17 directions in LLM reasoning.
- Builds on 21 of its 32 references that are in the map.
- First posted on arXiv 22 Jul 2025.

## Placed in

- LLM reasoning / [Reasoning for agents, planning and code](https://mlsanity.com/lr/reasoning-for-agents-planning-and-code/)

## Builds on (most cited first, 21 of 21)

- [Qwen3 Technical Report](https://mlsanity.com/paper/2505.09388/) (2025)
- [DeepSeek-R1: Incentivizing Reasoning Capability in LLMs via Reinforcement Learning](https://mlsanity.com/paper/2501.12948/) (2025)
- [Qwen2.5 Technical Report](https://mlsanity.com/paper/2412.15115/) (2024)
- [Large Language Monkeys: Scaling Inference Compute with Repeated Sampling](https://mlsanity.com/paper/2407.21787/) (2024)
- [Does Reinforcement Learning Really Incentivize Reasoning Capacity in LLMs Beyond the Base Model?](https://mlsanity.com/paper/2504.13837/) (2025)
- [DeepSeek-V3 Technical Report](https://mlsanity.com/paper/2412.19437/) (2024)
- [OpenThoughts: Data Recipes for Reasoning Models](https://mlsanity.com/paper/2506.04178/) (2025)
- [PIXIU: A Large Language Model, Instruction Data and Evaluation Benchmark for Finance](https://mlsanity.com/paper/2306.05443/) (2023)
- [Llama-Nemotron: Efficient Reasoning Models](https://mlsanity.com/paper/2505.00949/) (2025)
- [Fin-R1: A Large Language Model for Financial Reasoning through Reinforcement Learning](https://mlsanity.com/paper/2503.16252/) (2025)
- [DISC-FinLLM: A Chinese Financial Large Language Model based on Multiple Experts Fine-tuning](https://mlsanity.com/paper/2310.15205/) (2023)
- [FinEval: A Chinese Financial Domain Knowledge Evaluation Benchmark for Large Language Models](https://mlsanity.com/paper/2308.09975/) (2023)
- [AlphaFin: Benchmarking Financial Analysis with Retrieval-Augmented Stock-Chain Framework](https://mlsanity.com/paper/2403.12582/) (2024)
- [Fino1: On the Transferability of Reasoning-Enhanced LLMs and Reinforcement Learning to Finance](https://mlsanity.com/paper/2502.08127/) (2025)
- [QuantAgent: Seeking Holy Grail in Trading by Self-Improving Large Language Model](https://mlsanity.com/paper/2402.03755/) (2024)
- [Can Large Language Models Beat Wall Street? Unveiling the Potential of AI in Stock Selection](https://mlsanity.com/paper/2401.03737/) (2024)
- [DianJin-R1: Evaluating and Enhancing Financial Reasoning in Large Language Models](https://mlsanity.com/paper/2504.15716/) (2025)
- [Ring-lite: Scalable Reasoning via C3PO-Stabilized Reinforcement Learning for LLMs](https://mlsanity.com/paper/2506.14731/) (2025)
- [Ploutos: Towards interpretable stock movement prediction with financial large language model](https://mlsanity.com/paper/2403.00782/) (2024)
- [Baichuan4-Finance Technical Report](https://mlsanity.com/paper/2412.15270/) (2024)
- [Agentar-DeepFinance-100K: A Large-Scale Financial Dataset via Systematic Chain-of-Thought Synthesis Optimization](https://mlsanity.com/paper/2507.12901/) (2025)

## Built on by (most cited first, 6 of 6)

- [Abstain-R1: Calibrated Abstention and Post-Refusal Clarification via Verifiable RL](https://mlsanity.com/paper/2604.17073/) (2026)
- [FIRE: A Comprehensive Benchmark for Financial Intelligence and Reasoning Evaluation](https://mlsanity.com/paper/2602.22273/) (2026)
- [Unlocking Data Value in Finance: A Study on Distillation and Difficulty-Aware Training](https://mlsanity.com/paper/2603.07223/) (2026)
- [RePO: Bridging On-Policy Learning and Off-Policy Knowledge through Rephrasing Policy Optimization](https://mlsanity.com/paper/2602.10819/) (2026)
- [Are the Financial Reasoning from LLMs Credible? A Real World Test over Long-Horizon Statements](https://mlsanity.com/paper/2607.28661/) (2026)
- [HuatuoGPT-3: RL-Only Domain Adaptation from Base Models](https://mlsanity.com/paper/2610.05966/) (2026)

## Abstract (arXiv)

Large Language Models (LLMs) exhibit considerable promise in financial applications; however, prevailing models frequently demonstrate limitations when confronted with scenarios that necessitate sophisticated reasoning capabilities, stringent trustworthiness criteria, and efficient adaptation to domain-specific requirements. We introduce the Agentar-Fin-R1 series of financial large language models (8B and 32B parameters), specifically engineered based on the Qwen3 foundation model to enhance reasoning capabilities, reliability, and domain specialization for financial applications. Our optimization approach integrates a high-quality, systematic financial task label system with a comprehensive multi-layered trustworthiness assurance framework. This framework encompasses high-quality trustworthy knowledge engineering, multi-agent trustworthy data synthesis, and rigorous data validation governance. Through label-guided automated difficulty-aware optimization, tow-stage training pipeline, and dynamic attribution systems, we achieve substantial improvements in training efficiency. Our models undergo comprehensive evaluation on mainstream financial benchmarks including Fineva, FinEval, and FinanceIQ, as well as general reasoning datasets such as MATH-500 and GPQA-diamond. To thoroughly assess real-world deployment capabilities, we innovatively propose the Finova evaluation benchmark, which focuses on agent-level financial reasoning and compliance verification. Experimental results demonstrate that Agentar-Fin-R1 not only achieves state-of-the-art performance on financial tasks but also exhibits exceptional general reasoning capabilities, validating its effectiveness as a trustworthy solution for high-stakes financial applications. The Finova bench is available at https://github.com/antgroup/Finova.