# INS-MMBench: A Comprehensive Benchmark for Evaluating LVLMs' Performance in Insurance

arXiv: https://arxiv.org/abs/2406.09105 · HTML: https://mlsanity.com/paper/2406.09105/

## Key facts

- Cited by 7 papers in the map (data through 14 Oct 2026).
- Placed in Chart understanding and anomaly detection, one of 16 directions in Multimodal LLMs / vision-language models.
- Builds on 47 of its 85 references that are in the map.
- First posted on arXiv 13 Jun 2024.

## Placed in

- Multimodal LLMs / vision-language models / [Chart understanding and anomaly detection](https://mlsanity.com/mllm/chart-understanding-and-anomaly-detection/)

## Builds on (most cited first, 30 of 47)

- [GPT-4 Technical Report](https://mlsanity.com/paper/2303.08774/) (2023)
- [Visual Instruction Tuning](https://mlsanity.com/paper/2304.08485/) (2023)
- [BLIP-2: Bootstrapping Language-Image Pre-training with Frozen Image Encoders and Large Language Models](https://mlsanity.com/paper/2301.12597/) (2023)
- [MiniGPT-4: Enhancing Vision-Language Understanding with Advanced Large Language Models](https://mlsanity.com/paper/2304.10592/) (2023)
- [A Survey of Large Language Models](https://mlsanity.com/paper/2303.18223/) (2023)
- [InternVL: Scaling up Vision Foundation Models and Aligning for Generic Visual-Linguistic Tasks](https://mlsanity.com/paper/2312.14238/) (2023)
- [Emergent Abilities of Large Language Models](https://mlsanity.com/paper/2206.07682/) (2022)
- [MMBench: Is Your Multi-modal Model an All-around Player?](https://mlsanity.com/paper/2307.06281/) (2023)
- [MathVista: Evaluating Mathematical Reasoning of Foundation Models in Visual Contexts](https://mlsanity.com/paper/2310.02255/) (2023)
- [A Survey on Evaluation of Large Language Models](https://mlsanity.com/paper/2307.03109/) (2023)
- [MVBench: A Comprehensive Multi-modal Video Understanding Benchmark](https://mlsanity.com/paper/2311.17005/) (2023)
- [mPLUG-Owl: Modularization Empowers Large Language Models with Multimodality](https://mlsanity.com/paper/2304.14178/) (2023)
- [SEED-Bench: Benchmarking Multimodal LLMs with Generative Comprehension](https://mlsanity.com/paper/2307.16125/) (2023)
- [Are We on the Right Way for Evaluating Large Vision-Language Models?](https://mlsanity.com/paper/2403.20330/) (2024)
- [A Survey on Multimodal Large Language Models](https://mlsanity.com/paper/2306.13549/) (2023)
- [LLaMA-Adapter: Efficient Fine-tuning of Language Models with Zero-init Attention](https://mlsanity.com/paper/2303.16199/) (2023)
- [Automatic Chain of Thought Prompting in Large Language Models](https://mlsanity.com/paper/2210.03493/) (2022)
- [The Dawn of LMMs: Preliminary Explorations with GPT-4V(ision)](https://mlsanity.com/paper/2309.17421/) (2023)
- [Large Language Models Can Self-Improve](https://mlsanity.com/paper/2210.11610/) (2022)
- [Measuring Multimodal Mathematical Reasoning with MATH-Vision Dataset](https://mlsanity.com/paper/2402.14804/) (2024)
- [VisionLLM: Large Language Model is also an Open-Ended Decoder for Vision-Centric Tasks](https://mlsanity.com/paper/2305.11175/) (2023)
- [Mitigating Hallucination in Large Multi-Modal Models via Robust Instruction Tuning](https://mlsanity.com/paper/2306.14565/) (2023)
- [Large Language Models in Finance: A Survey](https://mlsanity.com/paper/2311.10723/) (2023)
- [Pengi: An Audio Language Model for Audio Tasks](https://mlsanity.com/paper/2305.11834/) (2023)
- [LVLM-eHub: A Comprehensive Evaluation Benchmark for Large Vision-Language Models](https://mlsanity.com/paper/2306.09265/) (2023)
- [Learning Video Representations from Large Language Models](https://mlsanity.com/paper/2212.04501/) (2022)
- [Multimodal Large Language Models: A Survey](https://mlsanity.com/paper/2311.13165/) (2023)
- [MMT-Bench: A Comprehensive Multimodal Benchmark for Evaluating Large Vision-Language Models Towards Multitask AGI](https://mlsanity.com/paper/2404.16006/) (2024)
- [OmniMedVQA: A New Large-Scale Comprehensive Evaluation Benchmark for Medical LVLM](https://mlsanity.com/paper/2402.09181/) (2024)
- [MMC: Advancing Multimodal Chart Understanding with Large-scale Instruction Tuning](https://mlsanity.com/paper/2311.10774/) (2023)

## Built on by (most cited first, 7 of 7)

- [Are Large Vision Language Models Good Game Players?](https://mlsanity.com/paper/2503.02358/) (2025)
- [Domain Specific Benchmarks for Evaluating Multimodal Large Language Models](https://mlsanity.com/paper/2506.12958/) (2025)
- [INSEva: A Comprehensive Chinese Benchmark for Large Language Models in Insurance](https://mlsanity.com/paper/2509.04455/) (2025)
- [Benchmarking PhD-Level Coding in 3D Geometric Computer Vision](https://mlsanity.com/paper/2603.30038/) (2026)
- [INS-ActBench: A Comprehensive Benchmark for Assessing Professional Actuarial Capability of Large Language Models](https://mlsanity.com/paper/2607.24273/) (2026)
- [Probing Outcome-Level Resemblance and Mechanism-Level Alignment in LLM Risk Decisions: Evidence from the St. Petersburg Game](https://mlsanity.com/paper/2606.04978/) (2026)
- [RealityBench: Simulated Environments to Evaluate a Vision Language Model's Ability to Document Human Physical Work](https://mlsanity.com/paper/2610.14397/) (2026)

## Abstract (arXiv)

Large Vision-Language Models (LVLMs) and Multimodal Large Language Models (MLLMs) have demonstrated outstanding performance in various general multimodal applications and have shown increasing promise in specialized domains. However, their potential in the insurance domain-characterized by diverse application scenarios and rich multimodal data-remains largely underexplored. To date, there is no systematic review of multimodal tasks, nor a benchmark specifically designed to assess the capabilities of LVLMs in insurance. This gap hinders the development of LVLMs within the insurance industry. This study systematically reviews and categorizes multimodal tasks for 4 representative types of insurance: auto, property, health, and agricultural. We introduce INS-MMBench, the first hierarchical benchmark tailored for the insurance domain. INS-MMBench encompasses 22 fundamental tasks, 12 meta-tasks and 5 scenario tasks, enabling a comprehensive and progressive assessment from basic capabilities to real-world use cases. We benchmark 11 leading LVLMs, including closed-source models such as GPT-4o and open-source models like LLaVA. Our evaluation validates the effectiveness of INS-MMBench and offers detailed insights into the strengths and limitations of current LVLMs on a variety of insurance-related multimodal tasks. We hope that INS-MMBench will accelerate the integration of LVLMs into the insurance industry and foster interdisciplinary research. Our dataset and evaluation code are available at https://github.com/FDU-INS/INS-MMBench.