# Transaction Fraud Detection via an Adaptive Graph Neural Network

arXiv: https://arxiv.org/abs/2307.05633 · HTML: https://mlsanity.com/paper/2307.05633/

## Key facts

- No citing papers in the map yet (data through 14 Oct 2026).
- Builds on 12 of its 40 references that are in the map.
- First posted on arXiv 11 Jul 2023.

## Builds on (most cited first, 12 of 12)

- [Semi-Supervised Classification with Graph Convolutional Networks](https://mlsanity.com/paper/1609.02907/) (2016)
- [Graph Attention Networks](https://mlsanity.com/paper/1710.10903/) (2017)
- [Inductive Representation Learning on Large Graphs](https://mlsanity.com/paper/1706.02216/) (2017)
- [Modeling Relational Data with Graph Convolutional Networks](https://mlsanity.com/paper/1703.06103/) (2017)
- [GNNExplainer: Generating Explanations for Graph Neural Networks](https://mlsanity.com/paper/1903.03894/) (2019)
- [Heterogeneous Graph Attention Network](https://mlsanity.com/paper/1903.07293/) (2019)
- [Cluster-GCN: An Efficient Algorithm for Training Deep and Large Graph Convolutional Networks](https://mlsanity.com/paper/1905.07953/) (2019)
- [Enhancing Graph Neural Network-based Fraud Detectors against Camouflaged Fraudsters](https://mlsanity.com/paper/2008.08692/) (2020)
- [Recurrent Neural Network Regularization](https://mlsanity.com/paper/1409.2329/) (2014)
- [A Semi-supervised Graph Attentive Network for Financial Fraud Detection](https://mlsanity.com/paper/2003.01171/) (2020)
- [DeepTrax: Embedding Graphs of Financial Transactions](https://mlsanity.com/paper/1907.07225/) (2019)
- [Smoothness Sensor: Adaptive Smoothness-Transition Graph Convolutions for Attributed Graph Clustering](https://mlsanity.com/paper/2009.05743/) (2020)

## Abstract (arXiv)

Many machine learning methods have been proposed to achieve accurate transaction fraud detection, which is essential to the financial security of individuals and banks. However, most existing methods leverage original features only or require manual feature engineering. They lack the ability to learn discriminative representations from transaction data. Moreover, criminals often commit fraud by imitating cardholders' behaviors, which causes the poor performance of existing detection models. In this paper, we propose an Adaptive Sampling and Aggregation-based Graph Neural Network (ASA-GNN) that learns discriminative representations to improve the performance of transaction fraud detection. A neighbor sampling strategy is performed to filter noisy nodes and supplement information for fraudulent nodes. Specifically, we leverage cosine similarity and edge weights to adaptively select neighbors with similar behavior patterns for target nodes and then find multi-hop neighbors for fraudulent nodes. A neighbor diversity metric is designed by calculating the entropy among neighbors to tackle the camouflage issue of fraudsters and explicitly alleviate the over-smoothing phenomena. Extensive experiments on three real financial datasets demonstrate that the proposed method ASA-GNN outperforms state-of-the-art ones.